Our Vision, Mission, & Process

Financial Independence Planning® Vision

Financial Independence Planning, FIP, will be a premier financial planning firm in the tri-state area. We will continue to earn the trust and respect of our clients and peers by consistently delivering high quality, reliable and accurate financial planning advice and service.

Financial Independence Planning® Mission

Our mission is to develop and maintain a consistent process to train Financial Planners to help our clients become Financially Independent by helping them to make smart financial choices. The Financial Independence Planning Process® is designed to free up our clients’ time from worrying about money to enjoying all the things in life that are important to them.

Financial Independence Planning® Process

Financial Independence Planning® is not just about the financial products, it’s about the financial process. Just as a great golf game is not just about the clubs, it’s about the swing. The Financial Independence Planning Process® enables our clients to approach their future with Clarity, Confidence, and Capability. They have Clarity with a Financial Road Map® to their goals, Confidence in a Financial Independence Plan® to help them make smart choices today, and Capability with an experienced Financial Independence Planning Team® to help them make smart choices tomorrow.

The Financial Independence Planning Process® is an 8-step system. It is arranged to make sure that the components of your assets, income, and expenses are organized in a structured, logical Financial Independence Plan®. We know our clients well. As a team, we carefully assess our clients’ objectives, risk tolerances and time horizons. We then align their investments into suitable investment models which are carefully developed and regularly updated by our investment team. Of course, we seek to minimize taxes and risks and to protect principal in investment selections.

The Financial Independence Planning Process® includes regular monitoring through Financial Independence Quarterly Check-Up® calls and Financial Independence Annual Update® meetings to help our clients stay on track to their goals. As a sign of their successes, our clients regularly send us postcards and pictures of their travels, family events, hobbies, goals achieved and other fun activities.

Please call us to schedule your complimentary Financial Road Map® consultation to determine if you are on track to your goals.

The Financial Independence Invitation ©
An invitation or referral to meet with a Financial Independence Planner© for a short complementary informational INFO© discussion of your goals and concerns and of the Financial Independence Planning Process©.

The Financial Independence INFO Meeting ©
The objective of the Financial Independence INFO© Meeting is to get answers to your general questions on retirement planning, investments, taxes and insurances; learn the differences between investing and financial planning, and determine if the Financial Independence Planning Process© can benefit you.

The Financial Road Map ®
The Financial Road Map® is a consultation with a Financial Independence Planner© to clarify your values, goals, current financial positions and to identify ideas to improve your current plan. Also, you will have the opportunity to experience a time tested financial planning process that can help you make smart choices with your money and stay on track to your goals.

The Financial Independence Plan ®
The objective of having a Financial Independence Plan® is to give you the confidence to make the right choices to reach your goals. This Plan is an active illustration using current financial tools and the Financial Independence Planners’© experience that maps out what has to happen to bridge the gap from where you are now to where you need to be in each of the areas of cash reserves, investments, debt and insurances. The Financial Independence Plan® includes the Financial Independence Recommendations© and implementation of steps you need to take to achieve your goals.

The Financial Independence Alignment Review ©
The objective of the Financial Independence Alignment Review© is to make sure all your assets are properly positioned to be on track to meet your goals. Furthermore, we take the time to familiarize you on how to access your on-line performance reports, update your active Financial Independence Plan® for any changes and review open action steps.

The Financial Independence Quarterly Check-Up ©
The objective of the Financial Independence Quarterly Check-Up© is to give you confidence that you are on track towards your goals. In addition, we update records for new information, answer any financial questions, review investment allocation, taxes, performance, discuss additions and withdrawals, follow-up on open action steps and make any other necessary adjustments.

The Financial Independence Annual Update ©
The Financial Independence Annual Update© is an annual meeting to review the progress toward your goals, update your Financial Independence Plan®, answer questions, review investments, allocations, review taxes and performance, discuss additions and withdrawals, follow-up on open action items and to determine if any other adjustments need to be made.

The Financial Independence Success Celebration ©
The Financial Independence Success Celebration© is the culmination of the Financial Independence Planning Experience. We host annual client events to celebrate our clients’ achievements, share experiences and ideas about their goals.